Escrow is a process where the Buyer and Seller create instructions and deposit documents and funds with a, neutral, third party until the instructions are fulfilled. In a real estate transaction, these instructions relate to the sale of a property. The Buyer doesn't pay a Seller directly for the property. The ...

When a piece of real property is financed, purchased or sold, a record of that transaction is generally filed in public archives. Other events that may affect the ownership of a property are also documented and filed. These may include liens, levies, encumbrances, etc. When a Buyer purchases title insurance ...

To help you understand how title insurance protects you and your property, here are common questions and answers regarding Title Insurance.

What is Title?

Title is your right to own or use your property. Title also establishes limitations, if any, to those rights.

What is a Title Search?

A title ...

Planning to move? Use this moving checklist provided by The Adair Real Estate Team.

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The Adair Real Estate Team

The Adair Real Estate Team are full service Realtors in Coeur d'Alene ID. Give us a call if you are buying or selling real estate in Coeur ...

Real Estate Agent
A Person with a state license to represent a Buyer or a Seller in a real estate transaction in exchange for a commission.

Buyer's Agent
An agent hired by the Buyer to find them a home that matches their needs and manage the transaction documents. Generally ...

This chart indicates who customarily pays what closing costs. Closing costs are not set in stone and not all listed below apply to every real estate transaction. You and your Realtor should discuss closing costs that relate to your specific transaction.

Amortized Loan: A loan that is paid off - both interest and principal - by regular payments that are equal or nearly equal.

Amendment: A change - to alter, add to, or correct - part of an agreement without changing the idea or essence.

Appraisal: An estimate of value of property resulting from analysis ...

Ever wonder why you need title insurance? Your home may be new for you, but every property has a history or prior ownership. Even New Construction. A thorough title search will help uncover title defects tied to you property. Subject to the terms of the policy, your title insurance can ...

Step 3 in The Home Buying Process Blog Series

As a buyer most real estate services are FREE. Not many people know this. When buying a home, the home seller pays the agent(s) commission. With that said there is no reason for a buyer to not hire a real ...