Coeur d'Alene Home Loans

Nationwide Home Loans - Serving All of North Idaho

Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.

Our One Stop Shopping platform makes us different with programs like:

Guaranteed Rate Lock
1% Down Coventional
Rent-to-Own Program
0% Down VA Loans
Commercial Lending
Investor Loans

Match Any Competitor's Rate
One Time Close Construction
HomeStyle Renovation Loans
0% Down USDA Loans
Fix & Flip Financing
Hard Money

Learn more about our different loan types in the tabs below or visit our website.

Conventional

Starting at 680 FICO
1% Down at 700 FICO No Mortgage Insurance
3-19% Down with No Mortgage Insurance
20%+ Down starting at 620 FICO with AUS approval

JUMBO (Super Conforming) Loans

1st and 2nd (Fixed, Variable, HELOC on 2nd)
80% LTV up to 1.5MM (single note)
90% LTV with No Mortgage Insurance (single note)

FHA - Federal Housing Administration

Starting at 580 FICO
203k Rehab starting at 640 FICO
FHA Construction Loan
FHA Streamline Refinance
HECM Reverse Mortgage for Refinance or Purchase

VA - Veterans Affairs

Starting at 580 FICO
0% Down VA Loans
VA Construction Loan
VA Interest Rate Reduction Loan (IRRRL)
VA Energy Efficient Home Upgrade Loan
100% Cash Out

USDA - US Department of Agriculture

Starting at 620 FICO
100% LTV Loan
USDA Refinance
USDA New Construction Loans

New Construction Loans

One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
No Interest Payments during Construction!
No re-qualifying after construction!
FHA - 640 Min FICO 96.k% LTV
VA - 640 min FICO 100% LTV

Other Non-Conforming Products

Rent-to-Own / Lease Option Program for Credit problems
Commercial Real Estate Lending
Fix and Flip Private Capital Lending up to 90% LTV!
Qualified Money Leveraging for your IRA
Over-Funded Life Insurance
Credit Repair Program

Newest Coeur d'Alene Real Estate Listings

7589 N Heartland Dr, Coeur d'Alene image

7589 N Heartland Dr, Coeur d'Alene $219,000 ▼

Wonderful family home in a great central neighborhood. Open kitchen, dining and living room, two living areas and a fully fenced backyard!

5 Beds
2.0 Baths
17-9239 MLS

2608 N Honeysuckle Dr, Coeur d'Alene image

2608 N Honeysuckle Dr, Coeur d'Alene $230,000

A whole bunch of TLC has been given to this home. Very spacious, 4 bedroom, could be 5(non conforming no closet) with 1 full bath and 1 3/4 bath. Plus a family room a few...

4 Beds
2.0 Baths
17-9229 MLS

7664 N Joanna Dr, Coeur d'Alene $279,900

SIMPLY FANTASTIC floor plan in Sunshine Meadows! This charming, custom designed 2 story home features 2195 square feet with 3 bedrooms, 2.5 baths including a MAIN FLOOR M...

3 Beds
2.5 Baths
17-9223 MLS

1217 E Maple Ave, Coeur d'Alene $249,900

Don't miss out on this 1955 spacious updated 5bd/2ba, 2,120 sqft home in the downtown CDA corridor. Home features; separate entrance to basement, metal roof, 2 fireplaces...

5 Beds
2.0 Baths
17-9211 MLS

5837 N Stafford Rd, Coeur d'Alene $315,000

Don't miss out on this immaculate CDA Place home. The gas fireplace, fenced yard, central air, and brand new roof are just a few of the added features you will enjoy in ...

4 Beds
3.0 Baths
17-9203 MLS

6251 S Dove Crest Ln, Coeur d'Alene image

6251 S Dove Crest Ln, Coeur d'Alene $950,000

Stunning post and beam timber framed home on 10 close-in beautiful, flat usable acres. 2 large shops 30x60 & 24x28, huge deck, garden & complete guest house! Incredible b...

4 Beds
3.5 Baths
17-9198 MLS

3625 W Hillcrest Cir, Coeur d'Alene image

3625 W Hillcrest Cir, Coeur d'Alene $359,900

Brimming with Style and Class this updated rancher will delight you!3238 sf. Located in Fairway Hills, 3 bed./3 baths. Gracious kitchen and formal dining, Main floor mast...