FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Welcome home to this stunning 2 bedroom and 2.5 bathroom condo located in the highly sought after Northwest Village close to downtown Coeur d'Alene and Kootenai Hospital!...
- 2 Beds
- 2.5 Baths
- 21-10631 MLS
SANDERS BEACH RANCHER This house has everything: New Roof, New Exterior Paint, Newer furnace, newer windows and A/C units, sprinklers, gas stove, detached garage with w...
- 3 Beds
- 1.5 Baths
- 21-10627 MLS
Beautiful home in the desirable Cumberland Meadows neighborhood! Live at the base of Canfield Mountain with gorgeous mountain views! This very well maintened 5 bedroom (o...
- 5 Beds
- 4 Baths
- 21-10621 MLS
View View Views!! Welcome to stunning and peaceful Fernan Hill Estates. Gorgeous views from the living areas overlook Lake Coeur d'Alene, and the entire property has bee...
- 5 Beds
- 3.5 Baths
- 21-10611 MLS
BEAUTIFUL CRAFTSMAN STYLE HOME AT PRESTIGIOUS BLACK ROCK. Spectacular quality and an open floor plan design make this 2686 sq. ft. 4 bd/4.5 bath home highly functional an...
- 4 Beds
- 4.5 Baths
- 21-10609 MLS
Established Coeur d'Alene neighborhood home that brings a larger/level city lot, located within the 15th Street corridor, with no HOA's! Stats: built in 1979, this 2884 s...
- 5 Beds
- 3 Baths
- 21-10606 MLS
Rare opportunity to own your own Urban Farm in French Gulch-one of the last large in-town parcels just 5 minutes to town with over 9 acres, barns, pastures, mountain view...
- 5 Beds
- 4 Baths
- 21-10597 MLS
Address Search
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
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