FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Location, Location!! Carefree gated condo community! Convenient to downtown, walking/bike trails, the lake, the city park, and all the downtown activities. 2+ bed, 2.5 ba...
- 2 Beds
- 2.5 Baths
- 20-6228 MLS
New Construction...permit to be issued any day! This 4 bed/ 2 1/2 - 2 story home also has a separate office plus a loft/family area. Granite counters, laminate flooring...
- 4 Beds
- 2.5 Baths
- 20-6216 MLS
Immaculate 2018-built craftsman two-story home in Garden Grove neighborhood. The covered front porch welcomes you into this light & bright 5 bedroom, 2.5 bathroom home wi...
- 5 Beds
- 2.5 Baths
- 20-6203 MLS
SOLD AT TIME OF LISTING..New Cosntruction 3 bed 2 1/2 bath home. Featuring laminate floors on main level, Gas FA furnace with AC pre-wire, stainless appliances and grani...
- 3 Beds
- 2.5 Baths
- 20-6198 MLS
PRE-SOLD AT TIME OF LISTING....New Construction coming soon...This 3 bed/2 1/2 home features laminate flooring, granite counters, GFA with Central AC. Full kitchen applia...
- 3 Beds
- 2.5 Baths
- 20-6197 MLS
SMART HOME WITH A BRILLIANT VIEW AT PRESTIGIOUS BLACK ROCK. Situated on one of Onyx's premier lake view lots, this FULLY FURNISHED one-of-a-kind craftsman-style masterpie...
- 4 Beds
- 4.5 Baths
- 20-6195 MLS
The Top Penthouse at One Lakeside offers unparalleled location, views, spacious balcony and chef-ready kitchen sure to please your guests. The rooftop club room is design...
- 3 Beds
- 3.5 Baths
- 20-6188 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
- Smelterville
- Spirit Lake
- St Maries
- Wallace
- Worley
