FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Don't miss out on this great rancher that has been updated with new flooring, windows, bathrooms, kitchen counters and interior/exterior paint. 3 nice sized bedrooms, ma...
- 3 Beds
- 2 Baths
- 19-7959 MLS
This spacious beauty will welcome you home. Newly remodeled kitchen features granite counters and new stainless steel appliances. The separate extra large dining room in ...
- 3 Beds
- 2 Baths
- 19-7939 MLS
This amazing home has undergone a full remodel and could be right out of the Pottery Barn catalog! Featuring 4 BR / 2 BA / 2000 Sq Ft on a 1/4 Acre Lot, it boasts all new...
- 4 Beds
- 2 Baths
- 19-7936 MLS
Well maintained 3 bedroom, 2.5 bath single level home with bonus room. This 2292 sq.ft. home is great for entertaining in the great room with a gas fireplace. The open c...
- 3 Beds
- 2.5 Baths
- 19-7924 MLS
Location, location, location! This spacious home features a large open floor plan w remodeled kitchen, stainless steel appliances, granite counters, tile back splash, and...
- 4 Beds
- 3 Baths
- 19-7915 MLS
This is a beautiful and bright downtown home. Located15 minutes (walking) from downtown. This house is 6 blocksfrom the beach (Jewett House and Sanders Beach) and in a q...
- 3 Beds
- 2 Baths
- 19-7884 MLS
Welcome to Sanders Beach! This beautiful home is nestled just one block in from prime Coeur d'Alene Lake beach access. Sandersis CDA's premier neighborhood for a reason. ...
- 4 Beds
- 3 Baths
- 19-7883 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
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- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
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- Coolin
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- Dover
- Harrison
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- Hope
- Kellogg
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- Oldtown
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