FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Investors Dream! Beautifully maintained duplex on a quiet cul-de-sac centrally located just a couple minutes from I-90 access and close to parks, restaurants & shopping t...
- 21-1487 MLS
Mill River! Secondary waterfront home in one of Coeur d'Alene's only waterfront communities with access to private gated waterfront beach with day dock, BBQ, bathrooms, g...
- 3 Beds
- 2 Baths
- 21-1478 MLS
BEAUTIFULLY MAINTAINED! CHARMING 3BD, 2BA RANCHER ON A QUIET CULDESAC. AMAZING LOCATION - CLOSE TO SCHOOLS AND SHOPPING. NEW ROOF 2016. NEW FLOORING 2019. EXTERIOR PAINT...
- 3 Beds
- 2 Baths
- 21-1455 MLS
Welcome to this updated and well-maintained 3 bed, 2 bathroom home! This open concept home has laminate-plank flooring, gas range, new water heater in 2020, large deck an...
- 3 Beds
- 2 Baths
- 21-1451 MLS
Fairway Hills newly remodeled 4 bedroom (2 Master Suites), 3 bathroom split entry home. This beautiful home features a new farmhouse style design with new flooring throu...
- 4 Beds
- 2 Baths
- 21-1449 MLS
Amazing home in Coeur d'Alene Place all on one level. Cute front porch to watch the sunsets and large covered back patio to watch the sunrise. Very well landscaped with c...
- 3 Beds
- 2 Baths
- 21-1366 MLS
Very clean 3/2 bath rancher with an open floor plan in CDA on a corner lot. This home has RV parking, newer appliances, floors, and paint, sprinkler system, garden shed...
- 3 Beds
- 2 Baths
- 21-1442 MLS
Address Search
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
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