FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
|
|
Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
House is 3382 N Sherwood Dr & Guest house is 3372 N Sherwood Dr in Coeur d'Alene. Main house offers 3355 SF with 5 bedrooms 3.5 bath with 3 car garage, main floor master...
- 5 Beds
- 3.5 Baths
- 19-9318 MLS
Great CDA Place location! Clean & Move-in Ready! Near schools, parks, shopping. Over 3200 sf, 5 bed/4 full baths, updated kitchen with brand new appliances, updated bath...
- 5 Beds
- 4 Baths
- 19-9307 MLS
Immaculate 2 bedrooms, 2 baths condo in Riverstone! Custom cabinets, stainless appliances, granite countertops and beautiful finishes throughout. Secure building with 2 p...
- 2 Beds
- 2 Baths
- 19-9280 MLS
This 5 bedroom, 3 bathroom home has been completely updated with a new kitchen, new bathroom, new roof, new windows, new water heater, and new flooring. Located in a nice...
- 5 Beds
- 3 Baths
- 19-9275 MLS
True Coeur d'Alene living! This downtown charming home is ready for you to move into. Featuring 4 bedrooms (2 Non-conforming) 2 baths and an oversized shop. Enjoy biking ...
- 4 Beds
- 2 Baths
- 19-9267 MLS
Like a new home, but with all the finishes! Window coverings & landscaping are complete & the home has been exceptionally maintained. This craftsman style single level 4...
- 4 Beds
- 2 Baths
- 19-9262 MLS
Come see this ''Limited Addition'' Bristol plan located in highly desirable Coeur d'Alene Place. This masterpiece has 5 bedrooms and 3 bathrooms and features over $100,00...
- 5 Beds
- 3 Baths
- 19-9259 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
- Smelterville
- Spirit Lake
- St Maries
- Wallace
- Worley
