Coeur d'Alene Home Loans

Nationwide Home Loans - Serving All of North Idaho

Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.

Our One Stop Shopping platform makes us different with programs like:

Guaranteed Rate Lock
1% Down Coventional
Rent-to-Own Program
0% Down VA Loans
Commercial Lending
Investor Loans

Match Any Competitor's Rate
One Time Close Construction
HomeStyle Renovation Loans
0% Down USDA Loans
Fix & Flip Financing
Hard Money

Learn more about our different loan types in the tabs below or visit our website.

Conventional

Starting at 680 FICO
1% Down at 700 FICO No Mortgage Insurance
3-19% Down with No Mortgage Insurance
20%+ Down starting at 620 FICO with AUS approval

JUMBO (Super Conforming) Loans

1st and 2nd (Fixed, Variable, HELOC on 2nd)
80% LTV up to 1.5MM (single note)
90% LTV with No Mortgage Insurance (single note)

FHA - Federal Housing Administration

Starting at 580 FICO
203k Rehab starting at 640 FICO
FHA Construction Loan
FHA Streamline Refinance
HECM Reverse Mortgage for Refinance or Purchase

VA - Veterans Affairs

Starting at 580 FICO
0% Down VA Loans
VA Construction Loan
VA Interest Rate Reduction Loan (IRRRL)
VA Energy Efficient Home Upgrade Loan
100% Cash Out

USDA - US Department of Agriculture

Starting at 620 FICO
100% LTV Loan
USDA Refinance
USDA New Construction Loans

New Construction Loans

One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
No Interest Payments during Construction!
No re-qualifying after construction!
FHA - 640 Min FICO 96.k% LTV
VA - 640 min FICO 100% LTV

Other Non-Conforming Products

Rent-to-Own / Lease Option Program for Credit problems
Commercial Real Estate Lending
Fix and Flip Private Capital Lending up to 90% LTV!
Qualified Money Leveraging for your IRA
Over-Funded Life Insurance
Credit Repair Program

Newest Coeur d'Alene Real Estate Listings

7061 N Fast Hawk Ln, Coeur d'Alene image

7061 N Fast Hawk Ln, Coeur d'Alene $212,500

Neat and tidy Hawk's Nest rancher. This 3 bedroom 2 bath home offers one level living, a fully fenced yard, privacy landscape, raised bed gardens and a mountain view. Bri...

3 Beds
2.0 Baths
17-11012 MLS

2051 N Main St Unit 204, Coeur d'Alene image

2051 N Main St Unit 204, Coeur d'Alene $249,000

FURNISHED Riverstone Condo! High-end finishes, granite, stainless steel appliances, private terrace, underground-heated-secured parking. Have an amazing lifestyle here......

1 Beds
1.0 Baths
17-11008 MLS

1916 N 13th St, Coeur d'Alene $375,000

Desirable 2 bed 1 bath units conveniently located to downtown CDA, services,and Freeway. High rental demand with likely rent upside from the current average of $652.00 pe...

17-10990 MLS

1912 N 13th St, Coeur d'Alene $375,000

Desirable 2 bed 1 bath units with detached on car garages, convenient to all services, and freeways. High rental demand with likely rent upside from the current average o...

17-10986 MLS

1762 W Monet Dr, Coeur d'Alene $230,000

Desirable Coeur d'Alene Place home! This spacious 4 bedroom 3 bathroom split entry home features 2082 square feet with 3 main level bedrooms, open kitchen and dining area...

4 Beds
3.0 Baths
17-10996 MLS

1416 E Montana Ave, Coeur d'Alene $260,000

Stunning 4 bedroom Coeur d'Alene home - you must take a look at the photos of this wonderful remodeled charmer! Bright & open main floor features open floor plan with co...

4 Beds
2.0 Baths
17-10989 MLS

614 W Empire Ave, Coeur d'Alene $399,000

Classic Bungalow in the Ft. Grounds. Move in ready. Currently being used as an Air B&B & VRBO. Income potential or live the wonderful Ft. Grounds community.The best va...