FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Well maintained 3 bedroom, 2 bathroom home in Hawks Nest. This home is turn key and includes all appliances. Great single level home or investment property with proven ...
- 3 Beds
- 2 Baths
- 20-2831 MLS
THIS is the one you have been searching for!! Curb appeal & parking galore! Southwest facing 3 bedroom, 2 bath single-level home, plus bonus room, & an amazingly finished...
- 3 Beds
- 2 Baths
- 20-2894 MLS
This peaceful Cougar Gulch property less than 15 minutes from downtown Coeur d'Alene offers excellent mountain views as well as plenty of space to raise a family or enter...
- 5 Beds
- 4.5 Baths
- 20-2893 MLS
**FOUNDATION STAGE- Under construction**! The modern series at Trailside in CdA Place. The Park Place plan offers 3 bedrooms, 2 baths 1,716 sq ft and open concept living...
- 3 Beds
- 2 Baths
- 20-2892 MLS
Black Rock Bay - New Custom Waterfront - If you have been looking for something new and a great location this Coeur d'Alene Lakefront could be it. Custom built 4000 squa...
- 4 Beds
- 3.5 Baths
- 20-2885 MLS
SWEET!!! 2 bedroom/2bath Coeur d Alene single level rancher. This home boasts: open floor plan, vaulted ceilings, laminate flooring, central air, large kitchen with b...
- 2 Beds
- 2 Baths
- 20-2879 MLS
This beautiful home has it all! Updated very spacious open floor plan 3 bedroom plus an office/2 bath rancher with a 3 car garage on a premium corner lot. Fully fenced, ...
- 3 Beds
- 2 Baths
- 20-2876 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
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- Blanchard
- Bonners Ferry
- Careywood
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- Coolin
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- Dover
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- Hope
- Kellogg
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- Oldtown
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