FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
1335 s.f. 3/2 in the Landings at Waterford. Biking trails in great neighborhood. Birch wood kitchen cabinets with crown molding.Vaulted ceilings. Black on black kitchen a...
- 3 Beds
- 2 Baths
- 18-11615 MLS
PRIME Sanders Beach location! Just a couple blocks to Tubbs Hill, McEuen Park and the Library. This 3 bedroom , 3 bath home features hardwood floors, granite counters bo...
- 3 Beds
- 4 Baths
- 18-11613 MLS
Turn-key Gorgeous! This Craftsman style home is well taken care of. 4 bedroom, 2.5 bath located on a quiet loop. Open concept main living area. Granite slab counters, sta...
- 4 Beds
- 2.5 Baths
- 18-11611 MLS
Beautifully maintained condo in the Village Condos area. Centrally Located with access to all AMENITIES that Whispering Pines has to offer.Tennis court,Club House, Indoor...
- 2 Beds
- 2 Baths
- 18-11610 MLS
Location, Location, Location. This Vintage Midtown home in Coeur d'Alene is located close to schools, shopping, the park and the beach. This 3 bedroom (2 non-conforming) ...
- 3 Beds
- 1 Baths
- 18-11609 MLS
Beautiful Coeur d'Alene Lakefront Estate historic home and property. This Lakeshore Drive home features 305' of prime sandy beach, 7 bedrooms, 8.5 baths, 13,512 total s...
- 7 Beds
- 8.5 Baths
- 18-11582 MLS
IDYLLIC NORTHWEST CRAFTSMAN LODGE-STYLE HOME AT PRESTIGIOUS BLACK ROCK. Beautifully constructed using native timbers and stone with luxury finishing touches throughout. T...
- 3 Beds
- 3.5 Baths
- 18-11580 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
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- Dover
- Harrison
- Hauser
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- Hayden Lake
- Hope
- Kellogg
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- Oldtown
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