FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Exceptional Waterfront home on Loff's Bay. Majestic views of Lake Coeur d'Alene and the mountains across the Lake from every room. Built in 2008, by an award winning bu...
- 3 Beds
- 2.5 Baths
- 18-3914 MLS
Coeur d'Alene 2BR/1BA home on large lot with a fenced backyard in a peaceful area with gas earth stove for your comfort. Possible additional bedroom could be put in attic...
- 2 Beds
- 1.0 Baths
- 18-3907 MLS
Location, location, location! This already high-end Townhome built in 2016 comes with multiple upgrades by the current owner as well! With 3 bedrooms and 3.5 bathrooms, m...
- 3 Beds
- 3.5 Baths
- 18-3904 MLS
SPECTACULAR UNOBSTRUCTED ROCKFORD BAY VIEW HOME WITH SOUTHERN EXPOSURE CLOSE TO BLACK ROCK MARINA! Don't miss your opportunity to watch the Eagles soar, the Deer roam, an...
- 3 Beds
- 2.0 Baths
- 18-3899 MLS
Check out this remodeled 4 bed, 2 bath home. New Floors throughout to go along with fresh paint, upgraded kitchen, and awesome deck to sit outside and enjoy the fenced ba...
- 4 Beds
- 2.0 Baths
- 18-3890 MLS
SINGLE-LEVEL ENTERTAINERS DREAM HOME ON THE SPOKANE RIVER! This beautiful single level home that has been recently updated and move-in ready, is just short minutes from c...
- 4 Beds
- 3.5 Baths
- 18-3888 MLS
This Downtown Coeur d'Alene Bungalow is cuter than a bugs ear. Fresh carpet, original hardwood floors, updated dual vanity bathroom, fenced backyard with a stage and stil...
- 4 Beds
- 1.0 Baths
- 18-3878 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
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- Blanchard
- Bonners Ferry
- Careywood
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- Coolin
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- Dover
- Harrison
- Hauser
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- Kellogg
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- Oldtown
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