FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Charming updated Rancher with huge double size lot downtown Coeur d'Alene. You will love the location so close to everything, endless possibilities with R12 zoning. Enj...
- 4 Beds
- 3 Baths
- 19-5119 MLS
Photos coming soon! Come take a look at this 4 bed (1 non-conforming), 2 bath home (1 partially finished). This home is 1728 sqft and sits on a .27 acre lot. The yard is ...
- 3 Beds
- 2 Baths
- 19-5081 MLS
COMPLETELY REMODELED CDA Rancher! New roof, new Windows, new Cabinets, 2 new Bathrooms, new Flooring, new Paint, new Decks, new Quartz, and the list goes on! Centrally lo...
- 4 Beds
- 2 Baths
- 19-4573 MLS
Great little house in a great neighborhood. 2 bedroom, 1 bath house with 2 car detached garage and fenced in back yard. Covered front porch and open back deck. Very clean...
- 2 Beds
- 1 Baths
- 19-5111 MLS
Classic two story in one of the most desirable neighborhoods. A Conservation easement is across the street, providing a wooded environment out your front window. Just a...
- 3 Beds
- 1.5 Baths
- 19-5098 MLS
2 story craftsman style home will be complete in early June. Nice central CDA neighborhood convenient to every thing. Huntwood cabinets, stainless appliances. Laminate fl...
- 2 Beds
- 1.5 Baths
- 19-5077 MLS
Beautiful condo in gated community in Northwest Village, located within walking distance from downtown Coeur d'Alene! This updated home features 1845 sq ft of living spac...
- 2 Beds
- 2.5 Baths
- 19-5069 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
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