FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Great home in Coeur d' Alene Place! 2,246 sqft multi story home with 4 bedrooms and 2.5 baths on a .23 acre lot. Main floor has new flooring, formal living room with ...
- 4 Beds
- 2.5 Baths
- 18-12229 MLS
PARKSIDE defines Luxury Condo Living in Coeur d' Alene. This NW Corner Unit has a panoramic 240-degree view from the Lake, Over the Resort, the City Beach, Spokane River...
- 3 Beds
- 2 Baths
- 18-12217 MLS
Desirable Fernan Village! First time on the market in nearly 34 years. This beautifully maintained 2439 sf home, is sited on a corner lot, offers 3 bedrooms and 2 baths, ...
- 3 Beds
- 2 Baths
- 18-12212 MLS
Great 3 bedroom, 2 bathroom home! This home plan features a landscaped walkway that leads to a welcoming, covered front porch. Inside you'll find the kitchen with great c...
- 3 Beds
- 2 Baths
- 18-12208 MLS
Wonderfully maintained home with large yard and room for RV Parking. This conveniently located home has fresh paint throughout the entire inside and shows very well. Th...
- 4 Beds
- 2 Baths
- 18-12206 MLS
On the CDA Public Golf Course, you will find this immaculate late mid-century modern style Multi-Level 3 bedroom, 2.5 bath home. This home features a large open spacious ...
- 3 Beds
- 2.5 Baths
- 18-12200 MLS
DESIRABLE DOWNTOWN LIVING!! Immaculate and beautiful downtown craftsman home just under 2200 sq ft with 650 sq ft of additional private living space above garage. Home ha...
- 3 Beds
- 3.5 Baths
- 18-12199 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
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- Blanchard
- Bonners Ferry
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- Hope
- Kellogg
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- Oldtown
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