FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
First time available on the market this full google smart home will impress even the most discerning buyer. Offering a modern design, top of the line finishes, chefs' kit...
- 4 Beds
- 3.5 Baths
- 22-4331 MLS
Magnificent, brand-new, low maintenance single-level home in Vista Meadows! (Northern CD'A Place). Fantastic open floor plan with master bedroom suite/walk-in shower & ma...
- 3 Beds
- 2 Baths
- 22-4327 MLS
Charming home on TWO CITY LOTS in the heart of Downtown Coeur d'Alene! Mid-Century house bursting with character located just two blocks from Sherman Ave and all that dow...
- 4 Beds
- 1.5 Baths
- 22-4326 MLS
Desirable Coeur d'Alene Place home! You don't want to miss out on this popular floor plan. This single-level rancher with bonus room features 5 bedrooms, 2.5 baths, 3 car...
- 5 Beds
- 2.5 Baths
- 22-4320 MLS
DOWNTOWN CDA GARDEN DISTRICT CHARMER! Live in one of the most desirable neighborhoods in beautiful downtown Coeur d'Alene. Recently remodeled with brand new tile floors a...
- 3 Beds
- 2 Baths
- 22-4319 MLS
Centrally located and only minutes away from downtown shopping, parks, and Coeur d'Alene Lake, this little gem won't last long. This 4 bed/1 bath house has been completel...
- 4 Beds
- 1 Baths
- 22-4316 MLS
Welcome to one of the most serene locations in Sanders Beach - 1020 E Mountain Ave! This exquisite and perfectly-situated masterpiece is available for the first time in o...
- 4 Beds
- 2.5 Baths
- 22-4304 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
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- Sandpoint
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- St Maries
- Wallace
- Worley
