FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Great mid-town location, DARLING HOME with heated & insulated 24'x36' SHOP! Home was renovated in 2015 with a new kitchen, 2 new bathrooms, electrical panel, plumbing, in...
- 2 Beds
- 2 Baths
- 19-11148 MLS
Wonderful 4 bedroom/2.5 bath home located in the Landings, close to the neighborhood park & splash pad! Great set up offers open floor plan with main floor living, dining...
- 4 Beds
- 2.5 Baths
- 19-11146 MLS
Rare home in beautiful Hayden View Estates Neighborhood with STUNNING AND SWEEPING LAKE VIEWS from every room. Spacious 4 bedroom, 3.5 baths, & 3800 sq ft allowing roo...
- 4 Beds
- 3.5 Baths
- 19-11133 MLS
Located in desirable Coeur d'Alene Place this home is a must see! Custom built theater room with projection screen, theater seats and pool table included. This large home...
- 5 Beds
- 3.5 Baths
- 19-11129 MLS
Relax on the inviting fully covered front porch of this 3 bedroom, 2 bath one owner home located in the desirable and easily accessible Coeur d'Alene Lake Forest neighbor...
- 3 Beds
- 2 Baths
- 19-11128 MLS
HIGHLY DESIRABLE FORT GROUNDS HOME! This bungalow style home offers a large covered porch, 1472 square feet, 3 bedrooms, 2 bathrooms a spacious kitchen with breakfast bar...
- 3 Beds
- 2 Baths
- 19-11119 MLS
2 homes on 1 lot. Located just a few blocks from Sherman Ave. This Garden District property features a main house with 2 bedroom and 1 1/2 baths, gas forced air furnace...
- 2 Beds
- 1.5 Baths
- 19-11112 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
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- Priest River
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- Worley
