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Coeur d'Alene Home Loans

Nationwide Home Loans - Serving All of North Idaho

Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.

Our One Stop Shopping platform makes us different with programs like:

  • Guaranteed Rate Lock
  • 1% Down Coventional
  • Rent-to-Own Program
  • 0% Down VA Loans
  • Commercial Lending
  • Investor Loans
  • Match Any Competitor's Rate
  • One Time Close Construction
  • HomeStyle Renovation Loans
  • 0% Down USDA Loans
  • Fix & Flip Financing
  • Hard Money

Learn more about our different loan types in the tabs below or visit our website.

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  • CONV
  • FHA
  • VA
  • USDA
  • Construction
  • Other

Conventional

  • Starting at 680 FICO
  • 1% Down at 700 FICO No Mortgage Insurance
  • 3-19% Down with No Mortgage Insurance
  • 20%+ Down starting at 620 FICO with AUS approval

JUMBO (Super Conforming) Loans

  • 1st and 2nd (Fixed, Variable, HELOC on 2nd)
  • 80% LTV up to 1.5MM (single note)
  • 90% LTV with No Mortgage Insurance (single note)

FHA - Federal Housing Administration

  • Starting at 580 FICO
  • 203k Rehab starting at 640 FICO
  • FHA Construction Loan
  • FHA Streamline Refinance
  • HECM Reverse Mortgage for Refinance or Purchase

VA - Veterans Affairs

  • Starting at 580 FICO
  • 0% Down VA Loans
  • VA Construction Loan
  • VA Interest Rate Reduction Loan (IRRRL)
  • VA Energy Efficient Home Upgrade Loan
  • 100% Cash Out

USDA - US Department of Agriculture

  • Starting at 620 FICO
  • 100% LTV Loan
  • USDA Refinance
  • USDA New Construction Loans

New Construction Loans

  • One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
  • No Interest Payments during Construction!
  • No re-qualifying after construction!
  • FHA - 640 Min FICO 96.k% LTV
  • VA - 640 min FICO 100% LTV

Other Non-Conforming Products

  • Rent-to-Own / Lease Option Program for Credit problems
  • Commercial Real Estate Lending
  • Fix and Flip Private Capital Lending up to 90% LTV!
  • Qualified Money Leveraging for your IRA
  • Over-Funded Life Insurance
  • Credit Repair Program

If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114

Newest Coeur d'Alene Real Estate Listings

1340 N Kaleigh Ct, Coeur d'Alene image
1340 N Kaleigh Ct, Coeur d'Alene $925,000

Investors Dream! Beautifully maintained duplex on a quiet cul-de-sac centrally located just a couple minutes from I-90 access and close to parks, restaurants & shopping t...

  • 21-1487 MLS
4319 W Woodhaven Loop, Coeur d'Alene image
4319 W Woodhaven Loop, Coeur d'Alene $889,900

Mill River! Secondary waterfront home in one of Coeur d'Alene's only waterfront communities with access to private gated waterfront beach with day dock, BBQ, bathrooms, g...

  • 3 Beds
  • 2 Baths
  • 21-1478 MLS
5876 N Silver Pine Ct, Coeur d'Alene image
5876 N Silver Pine Ct, Coeur d'Alene $469,000

BEAUTIFULLY MAINTAINED! CHARMING 3BD, 2BA RANCHER ON A QUIET CULDESAC. AMAZING LOCATION - CLOSE TO SCHOOLS AND SHOPPING. NEW ROOF 2016. NEW FLOORING 2019. EXTERIOR PAINT...

  • 3 Beds
  • 2 Baths
  • 21-1455 MLS
3232 W Wilbur Ave, Coeur d'Alene image
3232 W Wilbur Ave, Coeur d'Alene $350,000

Welcome to this updated and well-maintained 3 bed, 2 bathroom home! This open concept home has laminate-plank flooring, gas range, new water heater in 2020, large deck an...

  • 3 Beds
  • 2 Baths
  • 21-1451 MLS
3572 Fairway Drive, Coeur d'Alene image
3572 Fairway Drive, Coeur d'Alene $799,999

Fairway Hills newly remodeled 4 bedroom (2 Master Suites), 3 bathroom split entry home. This beautiful home features a new farmhouse style design with new flooring throu...

  • 4 Beds
  • 2 Baths
  • 21-1449 MLS
3227 W Pascal Dr, Coeur d'Alene image
3227 W Pascal Dr, Coeur d'Alene $449,000

Amazing home in Coeur d'Alene Place all on one level. Cute front porch to watch the sunsets and large covered back patio to watch the sunrise. Very well landscaped with c...

  • 3 Beds
  • 2 Baths
  • 21-1366 MLS
1576 W Wilbur Ave, Coeur d'Alene image
1576 W Wilbur Ave, Coeur d'Alene $450,000

Very clean 3/2 bath rancher with an open floor plan in CDA on a corner lot. This home has RV parking, newer appliances, floors, and paint, sprinkler system, garden shed...

  • 3 Beds
  • 2 Baths
  • 21-1442 MLS

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Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.

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Coeur d'Alene Realtor - Adair Real Estate Team - Coeur d'Alene Real Estate EXP Realty

4421 N Driver
Coeur d'Alene, ID 83814

Nationwide Home Loans Inc

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