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Coeur d'Alene Home Loans

Nationwide Home Loans - Serving All of North Idaho

Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.

Our One Stop Shopping platform makes us different with programs like:

  • Guaranteed Rate Lock
  • 1% Down Coventional
  • Rent-to-Own Program
  • 0% Down VA Loans
  • Commercial Lending
  • Investor Loans
  • Match Any Competitor's Rate
  • One Time Close Construction
  • HomeStyle Renovation Loans
  • 0% Down USDA Loans
  • Fix & Flip Financing
  • Hard Money

Learn more about our different loan types in the tabs below or visit our website.

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  • CONV
  • FHA
  • VA
  • USDA
  • Construction
  • Other

Conventional

  • Starting at 680 FICO
  • 1% Down at 700 FICO No Mortgage Insurance
  • 3-19% Down with No Mortgage Insurance
  • 20%+ Down starting at 620 FICO with AUS approval

JUMBO (Super Conforming) Loans

  • 1st and 2nd (Fixed, Variable, HELOC on 2nd)
  • 80% LTV up to 1.5MM (single note)
  • 90% LTV with No Mortgage Insurance (single note)

FHA - Federal Housing Administration

  • Starting at 580 FICO
  • 203k Rehab starting at 640 FICO
  • FHA Construction Loan
  • FHA Streamline Refinance
  • HECM Reverse Mortgage for Refinance or Purchase

VA - Veterans Affairs

  • Starting at 580 FICO
  • 0% Down VA Loans
  • VA Construction Loan
  • VA Interest Rate Reduction Loan (IRRRL)
  • VA Energy Efficient Home Upgrade Loan
  • 100% Cash Out

USDA - US Department of Agriculture

  • Starting at 620 FICO
  • 100% LTV Loan
  • USDA Refinance
  • USDA New Construction Loans

New Construction Loans

  • One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
  • No Interest Payments during Construction!
  • No re-qualifying after construction!
  • FHA - 640 Min FICO 96.k% LTV
  • VA - 640 min FICO 100% LTV

Other Non-Conforming Products

  • Rent-to-Own / Lease Option Program for Credit problems
  • Commercial Real Estate Lending
  • Fix and Flip Private Capital Lending up to 90% LTV!
  • Qualified Money Leveraging for your IRA
  • Over-Funded Life Insurance
  • Credit Repair Program

If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114

Newest Coeur d'Alene Real Estate Listings

1520 9TH, Coeur d'Alene image
1520 9TH, Coeur d'Alene $525,000

Mid-town charmer with a shop sits perfectly on double lot. Recently remodeled with all the best finishes. New roof, furnace and air-conditioning puts this home above the ...

  • 2 Beds
  • 2 Baths
  • 23-834 MLS
709 Government Way, Coeur d'Alene image
709 Government Way, Coeur d'Alene $679,900

Beautifully updated bungalow with amazing charm, all within walking distance of CDA Lake, downtown shopping, restaurants, and fun! This amazing turn of the Century Arc...

  • 3 Beds
  • 2 Baths
  • 23-820 MLS
706 12TH, Coeur d'Alene image
706 12TH, Coeur d'Alene $525,000

Two homes for one price on a very quiet road! This beautiful downtown lot has a 2 bed/1bath home and a newly remodeled 1 bed/1bath ADU/guest house. The gorgeous backyard ...

  • 3 Beds
  • 2 Baths
  • 23-805 MLS
820 MILL, Coeur d'Alene image
820 MILL, Coeur d'Alene $500,000

Fantastic Mid-Town Location. Beautifully Updated 4 Bedroom, 2.5 Bath Home. Just minutes to the River, Downtown, Riverstone, Centennial Trail and Shopping, Entertainment ...

  • 4 Beds
  • 3 Baths
  • 23-799 MLS
3569 MANNING, Coeur d'Alene image
3569 MANNING, Coeur d'Alene $369,000

Practical 1192 SF 3 bed 2 bath rancher in The Landings is just waiting for its new owner to put their touch of style and decor into this home! The Landings offers a large...

  • 3 Beds
  • 2 Baths
  • 23-782 MLS
2151 MAIN #235 Unit #235, Coeur d'Alene image
2151 MAIN #235 Unit #235, Coeur d'Alene $725,900

Beautiful Village at Riverstone Condo Centrally located in the highly desirable Riverstone Area featuring, Shops, Movie theater, restaurants, professional services, Parks...

  • 2 Beds
  • 3 Baths
  • 23-773 MLS
1937 Hampson, Coeur d'Alene image
1937 Hampson, Coeur d'Alene $418,000

Coeur d' Alene Place living! This split entry home comes with two beds and a bath upstairs, one bed and bath downstairs, and a family room on each level. Updates to the...

  • 3 Beds
  • 2 Baths
  • 23-771 MLS
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Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.

The Adair Real Estate Team

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Coeur d'Alene Realtor - Adair Real Estate Team - Coeur d'Alene Real Estate EXP Realty

4421 N Driver
Coeur d'Alene, ID 83814

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