FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Extraordinary close-in Cougar Gulch/CDA 15+ acre private view property!Welcome to your forever home...You will never want to move again! Exquisite 4 bed/3 bath 2 story ru...
- 4 Beds
- 3 Baths
- 18-12909 MLS
Spokane River, Otter Bay, 100' frontage, 1 acres, 2 bdrm, 1 bath mobile home 60' x 15', 30' x 40' shop (located on separate lot Tax #6175), new drainfield installed, dock...
- 2 Beds
- 1 Baths
- 19-621 MLS
A beautiful home in CDA Place. This home has 2 master suites with walk in closets. 1 on the main floor and 1 upstairs. This home has 4 bedrooms, 3.5 bathrooms and is 2,67...
- 4 Beds
- 3.5 Baths
- 19-613 MLS
Come check out all that this home has to offer. This home boasts 3 bedrooms, 2.5 bathrooms and den on the main floor! Enjoy the massive living room with 9' ceilings and n...
- 3 Beds
- 2.5 Baths
- 19-605 MLS
This Original Owner Parkside Condo in Downtown Coeur d'Alene is Stunning! There are 3 bedrooms, 2 bathrooms, & 2,228 spacious square feet all on one level. High-end upgra...
- 3 Beds
- 2 Baths
- 19-603 MLS
No limitations with this beautiful home and additional building lot. Zoned and approved to build an additional free standing residence on the property. This totally renov...
- 4 Beds
- 2 Baths
- 19-599 MLS
Enjoy low maintenance living in this beautiful and affordable 3 bedroom, 2.5 bathroom Townhouse in the desirable CDA Place/Sorbonne neighborhood, conveniently located by ...
- 3 Beds
- 2.5 Baths
- 19-588 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
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