FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
|
|
Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Mid-town charmer with a shop sits perfectly on double lot. Recently remodeled with all the best finishes. New roof, furnace and air-conditioning puts this home above the ...
- 2 Beds
- 2 Baths
- 23-834 MLS
Beautifully updated bungalow with amazing charm, all within walking distance of CDA Lake, downtown shopping, restaurants, and fun! This amazing turn of the Century Arc...
- 3 Beds
- 2 Baths
- 23-820 MLS
Two homes for one price on a very quiet road! This beautiful downtown lot has a 2 bed/1bath home and a newly remodeled 1 bed/1bath ADU/guest house. The gorgeous backyard ...
- 3 Beds
- 2 Baths
- 23-805 MLS
Fantastic Mid-Town Location. Beautifully Updated 4 Bedroom, 2.5 Bath Home. Just minutes to the River, Downtown, Riverstone, Centennial Trail and Shopping, Entertainment ...
- 4 Beds
- 3 Baths
- 23-799 MLS
Practical 1192 SF 3 bed 2 bath rancher in The Landings is just waiting for its new owner to put their touch of style and decor into this home! The Landings offers a large...
- 3 Beds
- 2 Baths
- 23-782 MLS
Beautiful Village at Riverstone Condo Centrally located in the highly desirable Riverstone Area featuring, Shops, Movie theater, restaurants, professional services, Parks...
- 2 Beds
- 3 Baths
- 23-773 MLS
Coeur d' Alene Place living! This split entry home comes with two beds and a bath upstairs, one bed and bath downstairs, and a family room on each level. Updates to the...
- 3 Beds
- 2 Baths
- 23-771 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
- Smelterville
- Spirit Lake
- St Maries
- Wallace
- Worley
