FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
This spacious home is located in a charming neighborhood in the heart of Coeur d'Alene. With over 2800 square feet of living space, this house is ready for you to make i...
- 4 Beds
- 2 Baths
- 23-5140 MLS
Located in the sought-after Sunshine Meadows neighborhood, this beautiful 3 bedroom, 2.5 bathroom home features 1,572 square feet of living space. With ample room for rel...
- 3 Beds
- 3 Baths
- 23-5137 MLS
Beautifully maintained and updated 3BED/2BATH 1368SF townhome in central Coeur d'Alene location. Updated with laminate flooring, paint, cabinets, and appliances plus 2-c...
- 3 Beds
- 2 Baths
- 23-5136 MLS
BEAUTIFULLY UPDATED HOME HAS ENDLESS CHARM FROM THE MOMENT YOU WALK INTO THE FRONT DOOR! This 3 bed 2 bath home located in midtown area of CDA, south of Harrison & a few...
- 3 Beds
- 2 Baths
- 23-5132 MLS
Beautifully maintained single level home! With over 1300 sq. ft., this home features 3 bedrooms, 2 bathrooms in the highly desirable Landings neighborhood. This home is...
- 3 Beds
- 2 Baths
- 23-5113 MLS
Relax on the front porch of this 3 bedroom, 2 bath rancher with over 1200 squre feet in Coeur d' Alene. Quiet Neighborhood close to Canfield Mt, fair grounds, shopping a...
- 3 Beds
- 2 Baths
- 23-5110 MLS
This Fairway Forest beauty is loaded with fresh updates, including new exterior paint, a HUGE deck and concrete patio as well as a new roof and hot water heater. You will...
- 4 Beds
- 3 Baths
- 23-5094 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
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- Blanchard
- Bonners Ferry
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