FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
ABSOLUTELY STUNNING! Craftsman inspired bungalow in the desired upscale Coeur d'Alene neighborhood of MILL RIVER! Livethe WATERFRONT LIFESTYLE in this custom home just st...
- 4 Beds
- 3.5 Baths
- 20-9425 MLS
Pristine and Clean Midtown Charmer! This single level with full basement has 4 bedrooms and 2 full bathrooms, large back yard and covered patio to enjoy! Quiet neighborho...
- 4 Beds
- 2 Baths
- 20-9418 MLS
Come enjoy the filtered views of Lake Coeur d'Alene from your wrap around deck, or from the living room ofyour freshly remodeled home. The beauty of this home from the la...
- 4 Beds
- 3 Baths
- 20-9413 MLS
If you are looking for the best views of Coeur D'Alene Lake within 10 minutes of Downtown CDA, THIS IS THE HOUSE FOR YOU!The most beautiful views from nearly every room i...
- 4 Beds
- 4.5 Baths
- 20-9407 MLS
Don't miss out on this beautiful midtown home that will surely sell quick! Entertain on the spacious outdoor patio, relax in the sun-room, create in the adorable backyard...
- 2 Beds
- 2 Baths
- 20-9387 MLS
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- 3 Beds
- 2 Baths
- 20-9385 MLS
This charming Coeur d'Alene home in Cherry Heights has been updated and impeccably maintained throughout. In addition to its upgraded kitchen and wood floors, this home ...
- 3 Beds
- 2 Baths
- 20-9377 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
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- St Maries
- Wallace
- Worley
