FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Magnificent estate on 10 acres w/separate mother-in-law suite, workshop, & horse set up! The main home exterior just received a popping paint job! The interior was design...
- 4 Beds
- 3 Baths
- 19-11850 MLS
This Coeur d'Alene centrally located, remodeled 2 Bed/2Ba single level condo is gorgeous. Gas F/A heat, gas FP central A/C, covered deck, 2 car garage with an extra stora...
- 2 Beds
- 2 Baths
- 19-11829 MLS
This is the home you have been waiting for! Located in highly desirable Coeur d'Alene Place, this home has 5 bedrooms and 3 bathrooms and features plenty ofupgrades such ...
- 5 Beds
- 3 Baths
- 19-11821 MLS
Beautiful single level home in the desirable 55+ gated neighborhood of Meadow Ranch! This impeccable condo features new appliances and carpet, paved patio, air conditio...
- 2 Beds
- 1 Baths
- 19-11813 MLS
Well kept 3 bedroom 2 bath home. Close to everything! Park like yards. Very cute! This will not last long.
- 3 Beds
- 2 Baths
- 19-11797 MLS
Well maintained and recently updated 4 bed, 3 bath home in Sunshine Meadows. Conveniently located across the street from the local park and in a cul-de-sac, the lot is sp...
- 4 Beds
- 3 Baths
- 19-11789 MLS
You Don't want to miss this Highly Desirable Cumberland Meadows Home in a Beautiful setting Located at the base of Canfield Mountain in Coeur 'd' Alene! Home features Mai...
- 4 Beds
- 2 Baths
- 19-11782 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
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- Coolin
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- Dover
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- Hope
- Kellogg
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- Oldtown
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