Coeur d'Alene Home Loans

Nationwide Home Loans - Serving All of North Idaho

Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.

Our One Stop Shopping platform makes us different with programs like:

  • Guaranteed Rate Lock
  • 1% Down Coventional
  • Rent-to-Own Program
  • 0% Down VA Loans
  • Commercial Lending
  • Investor Loans
  • Match Any Competitor's Rate
  • One Time Close Construction
  • HomeStyle Renovation Loans
  • 0% Down USDA Loans
  • Fix & Flip Financing
  • Hard Money

Learn more about our different loan types in the tabs below or visit our website.

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Conventional

  • Starting at 680 FICO
  • 1% Down at 700 FICO No Mortgage Insurance
  • 3-19% Down with No Mortgage Insurance
  • 20%+ Down starting at 620 FICO with AUS approval

JUMBO (Super Conforming) Loans

  • 1st and 2nd (Fixed, Variable, HELOC on 2nd)
  • 80% LTV up to 1.5MM (single note)
  • 90% LTV with No Mortgage Insurance (single note)

FHA - Federal Housing Administration

  • Starting at 580 FICO
  • 203k Rehab starting at 640 FICO
  • FHA Construction Loan
  • FHA Streamline Refinance
  • HECM Reverse Mortgage for Refinance or Purchase

VA - Veterans Affairs

  • Starting at 580 FICO
  • 0% Down VA Loans
  • VA Construction Loan
  • VA Interest Rate Reduction Loan (IRRRL)
  • VA Energy Efficient Home Upgrade Loan
  • 100% Cash Out

USDA - US Department of Agriculture

  • Starting at 620 FICO
  • 100% LTV Loan
  • USDA Refinance
  • USDA New Construction Loans

New Construction Loans

  • One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
  • No Interest Payments during Construction!
  • No re-qualifying after construction!
  • FHA - 640 Min FICO 96.k% LTV
  • VA - 640 min FICO 100% LTV

Other Non-Conforming Products

  • Rent-to-Own / Lease Option Program for Credit problems
  • Commercial Real Estate Lending
  • Fix and Flip Private Capital Lending up to 90% LTV!
  • Qualified Money Leveraging for your IRA
  • Over-Funded Life Insurance
  • Credit Repair Program

If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114

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