FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
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Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Cute, well maintained vintage home close to downtown Coeur d'Alene. Open floor plan with 1 bedroom on main floor, 2 bedrooms in basement (1 non-legal window). Carpets, wi...
- 3 Beds
- 1.0 Baths
- 18-7046 MLS
Quintessential downtown vacation rental with additional studio above garage. They will make 2 great vacation rentals or long term rentals! The majestic old world charmer...
- 18-7042 MLS
The covered front porch provides great curb appeal on this 2 bedroom, 1.5 bath home. It sits on almost 1/3 of an acre with RV parking and room for a shop. The spacious li...
- 2 Beds
- 1.5 Baths
- 18-7036 MLS
Pride of ownership shows in this 4BR/3BA, 2,200+ SF home. Centrally located! Central A/C, gas and wood fireplaces with Heatilator, new vinyl windows throughout, newer roo...
- 4 Beds
- 3.0 Baths
- 18-7030 MLS
Spacious 4 bed, 2 bath on a private corner lot with RV parking! Home features an open living area with hardwood flooring throughout the first story and a large basement w...
- 4 Beds
- 2.0 Baths
- 18-7015 MLS
Beautiful Davis Park home with a true master bedroom suite. Open floor plan with nice, laminate flooring, a formal dining area and nice kitchen. Two bedrooms downstairs w...
- 3 Beds
- 2.0 Baths
- 18-7012 MLS
These don't come on the market often! One bedroom/one bath(fully furnished) luxury Riverstone condo. Enjoy granite counters, Kohler fixtures, stainless steel appliances a...
- 1 Beds
- 1.0 Baths
- 18-6998 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
- Smelterville
- Spirit Lake
- St Maries
- Wallace
- Worley
