FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
|
|
Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
The Bridger plan at The Trails! Thoughtfully designed and spacious, this two story home features 3 bed, 2.5 bath, office, and 3-car garage. Great room features a vaulted ...
- 3 Beds
- 2.5 Baths
- 22-544 MLS
This adorable craftsman home is completely updated and move in ready! New flooring paint finishes and fixtures throughout with over 1500 Sq Ft of living space! Light and ...
- 3 Beds
- 1 Baths
- 22-537 MLS
Practically perfect in every way! Immaculate single-level 3 bedroom, 2 bath home in sought after Riverstone low-maintenance community. Super versatile property, live in a...
- 3 Beds
- 2 Baths
- 22-533 MLS
Welcome home to this nearly 2,000 sqft home nestled in a great, central location in Coeur d Alene. Close to parks, shopping, national forest and everything else that Coeu...
- 4 Beds
- 2 Baths
- 22-516 MLS
Great Home! Great Location! Large Corner Lot! Very Established Subdivision near Canfield Mountains. This 4 bedroom, 2 bath home has 2132 sf, RV parking. Backyard is beaut...
- 4 Beds
- 2 Baths
- 22-429 MLS
Move-in ready 4 Bed 3 Bath in Coeur d' Alene Place! Complete with Pear and Cherry Tree, this open concept home offers main level living room, bright kitchen, and dining a...
- 4 Beds
- 3 Baths
- 22-499 MLS
Great investment opportunity in downtown CDA! Partially remodeled 1 bedroom/1 bath home with large basement and egress windows which gives options for adding bedrooms. De...
- 1 Beds
- 1 Baths
- 22-488 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
- Smelterville
- Spirit Lake
- St Maries
- Wallace
- Worley
