FHA - Federal Housing Administration
- Starting at 580 FICO
- 203k Rehab starting at 640 FICO
- FHA Construction Loan
- FHA Streamline Refinance
- HECM Reverse Mortgage for Refinance or Purchase
Coeur d'Alene Home Loans
Nationwide Home Loans - Serving All of North Idaho
Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.
Our One Stop Shopping platform makes us different with programs like:
|
|
Learn more about our different loan types in the tabs below or visit our website.
Conventional
- Starting at 680 FICO
- 1% Down at 700 FICO No Mortgage Insurance
- 3-19% Down with No Mortgage Insurance
- 20%+ Down starting at 620 FICO with AUS approval
JUMBO (Super Conforming) Loans
- 1st and 2nd (Fixed, Variable, HELOC on 2nd)
- 80% LTV up to 1.5MM (single note)
- 90% LTV with No Mortgage Insurance (single note)
VA - Veterans Affairs
- Starting at 580 FICO
- 0% Down VA Loans
- VA Construction Loan
- VA Interest Rate Reduction Loan (IRRRL)
- VA Energy Efficient Home Upgrade Loan
- 100% Cash Out
USDA - US Department of Agriculture
- Starting at 620 FICO
- 100% LTV Loan
- USDA Refinance
- USDA New Construction Loans
New Construction Loans
- One Time Close Construction to Permanent Loan (Land & Home in 1 Loan)
- No Interest Payments during Construction!
- No re-qualifying after construction!
- FHA - 640 Min FICO 96.k% LTV
- VA - 640 min FICO 100% LTV
Other Non-Conforming Products
- Rent-to-Own / Lease Option Program for Credit problems
- Commercial Real Estate Lending
- Fix and Flip Private Capital Lending up to 90% LTV!
- Qualified Money Leveraging for your IRA
- Over-Funded Life Insurance
- Credit Repair Program
If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114
Newest Coeur d'Alene Real Estate Listings
Downtown CDA Condo. This is the ''IT'' location. Views of Lake CDA, Tubbs Hill and Sherman Ave. This 2 bed/2 bath condo is all on one level, with a private/covered patio....
- 2 Beds
- 2 Baths
- 20-568 MLS
Beautiful Rancher in the Landings! Desirable location close to the huge park! Inside you'll find a very clean 3bd/2ba, vaulted ceilings, central air, and stainless applia...
- 3 Beds
- 2 Baths
- 20-566 MLS
**TO BE BUILT!** Welcome to Lakeview Heights! One of the best locations left in Coeur d'Alene that offers both stunning river & lake views! This custom craftsman offers a...
- 3 Beds
- 4 Baths
- 20-564 MLS
Stunning 4 Bedroom, 2.5 Bath home with office/den, built by Hallmark Homes in 2017. Situated on an oversized .24 acre lot; this ''better than new'' home offers impeccable...
- 4 Beds
- 2.5 Baths
- 20-562 MLS
**MOVE IN READY!** The modern series at Trailside in CdA Place. The Park Place plan offers 3 bedroom, 2 baths 1,716 sq ft and open concept living with a large great room!...
- 3 Beds
- 2 Baths
- 20-551 MLS
Very well cared for centrally located Townhome-Style Condo. 2 large Bedrooms, 1.5 Baths with Central Air and attached 1 car finished garage. Covered Patio with lawn an...
- 2 Beds
- 1.5 Baths
- 20-549 MLS
This quality home has such beautiful curb appeal and situated perfectly for gorgeous views of Canfield Mountain and adjacent to green space for low maintenance privacy th...
- 4 Beds
- 3.5 Baths
- 20-535 MLS
Our team at Nationwide has a combined 50 years of real estate experience. We have a passion for helping people get into homes, facilitating strong investments, and tackling new and interesting financing challenges.
Explore Real Estate by City
- Athol
- Bayview
- Blanchard
- Bonners Ferry
- Careywood
- Cataldo
- Clark Fork
- Cocolalla
- Coeur d'Alene
- Coolin
- Dalton Gardens
- Dover
- Harrison
- Hauser
- Hayden
- Hayden Lake
- Hope
- Kellogg
- Kingston
- Kootenai
- Laclede
- Moyie Springs
- Mullan
- Naples
- Oldtown
- Osburn
- Pinehurst
- Plummer
- Ponderay
- Post Falls
- Priest Lake
- Priest River
- Rathdrum
- Sagle
- Sandpoint
- Smelterville
- Spirit Lake
- St Maries
- Wallace
- Worley
